Terms of Service

These Terms of Service ("Terms") govern your access to and use of Asterisko, a buyer-operations platform for preconstruction real estate developers provided by Propty Holdings LLC ("Propty Holdings," "we," "us"). By accessing or using the Services, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Services.

If you use the Services on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

Asterisko connects to the CRM, ERP, document, and payment systems a developer already uses and runs approved workflows on top of them, requesting and classifying documents, reconciling payments, answering status questions, and tracking closing readiness.

Asterisko is not a lender, mortgage broker, real estate broker, underwriter, fiduciary, or legal, tax, or investment advisor. The Services are operational tools. A readiness workflow, packet, or status is not an approval, verification, qualification, loan offer, or guarantee of any outcome, and you remain responsible for your own decisions and compliance.

You must be at least 18 years old, capable of forming a binding contract, and using the Services for business purposes. You may not use the Services if you are barred from doing so under applicable law or are subject to sanctions administered by the United States or other applicable authorities.

You are responsible for the accuracy of your account information, for keeping credentials confidential, and for all activity under your account and the accounts of users you authorize. Notify us promptly at contact@asterisko.ai if you suspect unauthorized access. You are responsible for the roles and permissions you grant to your users.

The data you and your users provide or connect, including information about your buyers and units, remains yours. You grant us a limited, non-exclusive license to host, process, and transmit that data solely to provide and improve the Services and as directed by you.

For data about your buyers, you are the controller and we act as a service provider (processor), processing it on your instructions. You are responsible for having the necessary rights and permissions to provide that data and for your own compliance obligations. Our handling of personal information is described in our Privacy Policy.

You agree not to:

• Use the Services in violation of any law or regulation, or to facilitate fraud or money laundering;
• Upload malware or attempt to gain unauthorized access to the Services or related systems;
• Interfere with or disrupt the integrity or performance of the Services;
• Reverse engineer, copy, or create derivative works of the Services except as permitted by law;
• Use automated means to scrape or extract data except through features we provide; or
• Use the Services to send unlawful, harassing, or deceptive communications.

The Services, including all software, content, and branding, are owned by Propty Holdings and its licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the Services during your subscription. You may not reproduce, modify, distribute, or commercially exploit the Services without our permission.

If you provide feedback or suggestions, you grant us the right to use them without restriction or obligation to you.

Paid plans are billed on the schedule selected at checkout (for example, monthly or annually) and, where applicable, renew automatically until cancelled. You authorize us to charge your payment method for the fees due. Fees are non-refundable except where required by law. You can change or cancel your plan as described in your account; access continues until the end of the current billing period. We may change pricing on prospective notice.

The Services integrate with third-party systems such as your CRM, ERP, document storage, and payment providers. Your use of those services is governed by their own terms, and we are not responsible for their acts, availability, or omissions.

The Services and any information they surface are provided for operational and informational purposes only and are not financial, legal, tax, or investment advice. You are responsible for consulting your own qualified professionals before making decisions. Nothing in the Services constitutes an approval, qualification, or promise regarding financing, closing, or any outcome.

Our collection and use of personal information is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Services you acknowledge that information may be processed in the United States.

We provide the Services on an "as available" basis and may modify, suspend, or discontinue features at any time. We aim for reliable availability but do not guarantee uninterrupted or error-free operation. We may perform maintenance that temporarily limits access.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR PRODUCE ANY PARTICULAR RESULT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PROPTY HOLDINGS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, OR DATA. OUR TOTAL LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS ($100) OR THE AMOUNTS YOU PAID US FOR THE SERVICES IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

You agree to indemnify and hold harmless Propty Holdings and its affiliates from claims, damages, and expenses (including reasonable legal fees) arising from your use of the Services, your data, or your violation of these Terms or applicable law.

These Terms apply while you use the Services. You may stop using the Services at any time. We may suspend or terminate access if you violate these Terms, if required by law, or if we reasonably suspect fraud or misuse. Provisions that by their nature should survive termination will survive.

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws principles.

Any dispute arising out of or relating to these Terms or the Services will be resolved by binding arbitration seated in Florida, except that either party may bring an individual claim in small-claims court. To the extent permitted by law, you and Propty Holdings waive any right to a jury trial and agree that disputes will be brought only in an individual capacity and not as part of any class or representative proceeding.

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above, and material changes will be communicated where appropriate. Your continued use of the Services after an update means you accept the revised Terms.

Questions about these Terms can be sent to Propty Holdings LLC at contact@asterisko.ai, or by mail at 7901 4th St N, Suite 300, St. Petersburg, FL 33702, United States.